Rates


Loan Rates Current Deposit Rates Certificate/IRA Rates

Effective as of: August 25, 2025
MINIMUM BALANCEINTEREST RATEANNUAL PERCENTAGE YIELD
TO OPENATTAIN Annual Percentage Yield
91 Day Certificate**$ 2,500.00$ 2,500.000.74%0.75%
182 Day Certificate**$ 2,500.00$ 2,500.003.91%4.00%
12 Month Certificate**$ 1,000.00$ 1,000.003.87%4.00%
18 Month Certificate***$ 500.00$ 500.002.44%2.50%
24 Month Certificate***$ 500.00$ 500.002.44%2.50%
30 Month Certificate***$ 500.00$ 500.002.44%2.50%
36 Month Certificate***$ 500.00$ 500.002.44%2.50%
60 Month Certificate***$ 500.00$ 500.002.44%2.50%
120 Month Certificate***$ 500.00$ 500.002.44%2.50%
**Penalty for early withdrawal 91 day, 182 day, 12 mo., and 13 mo. certificates - 3 mos. Interest loss whether earned or not.
***Penalty for early withdrawal 18 thru 120 month certificates - 6 mos. Interest loss whether earned or not.
30 Month IRA$ 50.00$ 50.002.20%2.25%
120 Month IRA$ 50.00$ 50.002.20%2.25%
Current 120 Mo. Renewed IRA- 0.25% (1/4 percent) higher yield 2.44% 2.50%